Originally from Huntington, West Virginia, Phil currently lives in Columbus, Ohio, and is married to Stephanie Ratcliff; a nurse at Nationwide Children’s Hospital. Phil and Stephanie have four beautiful children (below,left).
Phil attended the United States Military Academy at West Point and also served in the U.S. Army for over 7 years before deciding to pursue a business career. Phil graduated from OSU with a B.A in histrory with a minor in computer science and then pursued an M.B.A. from Webster University
Phil has been a financial advisor for over 12 years. He started his career at American Express Financial Advisors in 2003, then moved to AXA Advisors for 7 years before founding rebel Financial LLC in 2013.
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Stephanie Ratcliff
My wife, one of the best nurses at Nationwide Children’s Hospital and “Super Mom!”
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Ellie Ratcliff
My eldest daughter and our super smart “Cat Lady.” If you’d like to gift to her 529 instead of buying her more gifts use this link and Ugift code: L0T-G4U
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William Ratcliff
My second oldest and already our resident video game specialist. If you’d like to gift to his 529 instead of buying her more gifts use this link and Ugift code: 27L-N91
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Josie Ratcliff
My third and biggest goofball. If you’d like to gift to her 529 instead of buying her more gifts use this link and Ugift code: D79-G89
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Gwen Ratcliff
Our youngest daughter and currently serving her, hopefully, last year as admiral of the USS defiance fleet rounding out their campaign against the evil forces of her parents. If you’d like to gift to her 529 instead of buying her more gifts use this link and Ugift code: N7E-73W
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Our youngest, last and cutest child. If you’d like to gift to his 529 instead of buying his more gifts use this link and Ugift code: 37C-29S
Here is our last family video from the kids birthday celebration:
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