Better Americans

What’s broken in American politics.


This page is about what’s broken in our political system, in plain words. I keep my fixes on my If I Were in Charge page, and every problem below links straight to mine. The numbers here are sourced and dated, and I’ll update them as results come in.

A broken Capitol and a wounded eagleCartoon of the US Capitol cracked down the middle, half its dome sliding off, with a bald eagle perched on it holding a broken, bandaged wing.

Where things stand after the Nov 3 election

Democrats won both chambers of Congress, most governorships and most statehouses. Republicans flipped no seats, governorships or chambers.

  • Democrats
  • Republicans
  • Not yet called or split
US Senate (100)

54 Democrats (includes 2 independents who caucus with Democrats) · 44 Republicans · 2 not called: Mississippi, Alaska. Before the election: 47 D and I, 53 R.

US House (435)

254 Democrats · 161 Republicans · 20 not called. Before the election: 214 D, 218 R, 1 I, 2 vacant.

Governors (50)

29 Democrats · 20 Republicans · 1 not called: Kansas. Before the election: 24 D, 26 R.

States where one party holds both legislative chambers

23 Democratic · 22 Republican · 2 split, 3 not called. Before the election: Republicans held 57 chambers, Democrats 39.

Trifectas (governor plus both chambers)

22 Democratic · 18 Republican · 9 divided, 1 not called. Before the election: 16 D, 23 R, 11 divided.

Democrats flipped 7 Senate seats (Iowa, Kansas, Maine, North Carolina, Ohio, South Carolina, Texas), 6 governorships (Alaska, Georgia, Iowa, Nevada, Ohio, Texas) and 12 legislative chambers.

As of Nov 9, 2026. Sources: Decision Desk HQ and Yahoo News (Congress, governors, Nov 9 to 10); MultiState (governors and legislatures, Nov 4 to 5); Ballotpedia (pre-election makeup and chamber flips, Nov 6); Inside Climate News (trifectas, Nov 5). Some races are still being counted.

Decision Desk HQ showed 28 Democratic governors on Nov 9; MultiState and Yahoo News show 29. The Alaska Senate result may wait for ranked-choice counting on Nov 18. Two Louisiana House seats go to Dec 12 runoffs.

Problem 1

Money is drowning out your vote

Money drowning a ballotCartoon of a grinning dollar bill in a top hat shoving a ballot head-first into a giant glass of water while a pile of cash and a megaphone shout free speech.BALLOT$$FREE SPEECH!1 PERSON, 1 VOTE“Don’t worry, it’s just free speech.”
Parody cartoon by Phil Ratcliff. A ballot gets dunked by big money.

This country was built on one person, one vote. Even when that only meant white men who owned property, the idea was that each voice counted once. Big money breaks that. It turns one person’s voice into millions: a megaphone that drowns everyone else out, pays celebrities and trusted faces to tell people what to think, and spreads lies faster than the truth can catch up.

This isn’t about free speech. I believe in free speech, a free press, and people spending their money however they want, as long as it doesn’t hurt anyone else. If someone used a megaphone to share true, balanced information, I’d have no problem with it. But people want to win, so they use money to amplify what they already believe, often with lies, and call it freedom of expression. That’s manipulation, and manipulation isn’t freedom.

Look at who’s paying. The five biggest super PACs raised about $1.83 billion this cycle, and roughly 85% of it came from 291 donors who each gave $1 million or more. One person can give hundreds of millions to swing the whole country toward what they believe, while most of us get one vote.

The five biggest super PACs

The five biggest super PACs raised about $1.83 billion, and about 85% came from 291 donors who each gave $1 million or more.

Senate Leadership FundBacks Senate Republicans
$526M
61 donors of $1M or more · 94% of money from them
MAGA Inc.Backs Trump and Republicans
$449M
102 donors of $1M or more · 90% of money from them
Senate Majority PACBacks Senate Democrats
$305M
44 donors of $1M or more · 80% of money from them
House Majority PACBacks House Democrats
$294M
31 donors of $1M or more · 62% of money from them
Congressional Leadership FundBacks House Republicans
$260M
53 donors of $1M or more · 89% of money from them

Money raised this cycle. Public Citizen analysis of FEC filings, as of Oct 27, 2026. Totals will rise when post-election reports are filed in early December. The $1.83 billion and 85% are totals of Public Citizen’s figures.

That flood of money traces back to Citizens United. In 2010 the Supreme Court ruled that government can’t limit independent election spending by corporations and unions, and super PACs grew out of it. I think it’s one of the biggest problems in this country, and it has to go.

Then there’s lobbying. Companies, unions and advocacy groups pay professional lobbyists, gifts and trips to bend the rules their way. Foreign money in our elections is already illegal, yet foreign governments and companies can still legally hire lobbyists in Washington. And groups built to advocate for one foreign country spend tens of millions on our races. AIPAC, the pro-Israel lobby, is the biggest example; its money comes from American donors, but its whole purpose is another country’s interests.

Pro-Israel lobby money in the 2026 elections

AIPAC’s super PAC put $66.7 million into this cycle, and most of the race money it and its allies spent went to candidates who lost.

United Democracy Project, AIPAC’s super PAC

$66.7M

This cycle: $53.6M on races, $13.1M passed to other PACs. The Intercept, Oct 29, 2026.

AIPAC PAC

$57.8M

Raised, with $53.3M given to other committees. FEC, through Oct 14, 2026.

These two figures are shown separately and shouldn’t be added together, because the PAC’s money may include money passed to the super PAC.

Spent on decided races by the super PAC and allied PACs: $84.1M

Responsible Statecraft, Nov 4, 2026.

AIPAC is an American lobbying group that advocates for Israel. Its PAC and super PAC disclose their donors to the FEC, and those donors are American (FactCheck.org). Foreign money in US elections is already illegal.

And when someone pays to spread an obvious lie to sway an election, there’s almost no price to pay. They’re deciding other people’s futures, and their children’s futures, with lies.

See my solution →

Problem 2

Politicians we can’t hold accountable

Politicians above a glass ceilingCartoon of politicians in suits toasting with champagne on a glass floor high above a crowd of ordinary Americans who reach up and pound on the glass.ABOVE THE LAW CLUBGLASS CEILINGHEY! WE PAY YOUR SALARYTERM LIMITS?“Accountability? Never heard of her.”
Parody cartoon by Phil Ratcliff. Some people live above the rules they write.

Politicians should be held to a higher standard than the rest of us. Right now it’s so hard to impeach and convict them that they can get away with almost anything. Even bitter enemies almost never convict each other, because nobody wants the tables turned on them next time.

There are no term limits for Congress, so a seat can become a lifetime career. Members of Congress earn $174,000 a year and qualify for a federal pension after five years, and when they leave, the door to lobbying their old colleagues is wide open. Too many of our top leaders are lawyers, a club trained to write the law and work it in its own favor.

Judges have the same problem. Federal judges and Supreme Court justices serve for life, and a corrupt one is almost impossible to remove. Lawyers move between private practice and the bench, then hear the same kinds of cases they used to argue for paying clients.

Worst of all, there’s no easy way for you to see how your own representatives actually vote, and how those votes line up with what you believe. So most people just keep voting for the same party.

Impeached vs. removed, 1789 to today

The House has impeached 22 times. The Senate has removed 8 people, all of them judges. No president, cabinet officer or member of Congress has ever been removed.

  • Impeached, not removed
  • Convicted and removed
PresidentsJohnson, Clinton, Trump twice
Cabinet officersBelknap 1876, Mayorkas 2024
Members of CongressSen. William Blount, 1797
Federal judges8 removed, 4 acquitted, 3 resigned
$174,000Yearly pay for a member of Congress
5 yearsService needed to qualify for a federal pension
0Term limits for Congress. Federal judges serve for life.

Hover or tap a dot for each case. Sources: Federal Judicial Center, impeachments of federal judges; U.S. House of Representatives History, Art and Archives; USAFacts. Counts as of Nov 10, 2026.

Problem 3

A voting system that keeps people out

Two parties lock everyone else outCartoon of a donkey and an elephant in suits inside the Capitol: the elephant works a control panel labeled maps, ballot rules and debates while the donkey bolts the door against independents, third parties and ordinary voters pounding outside.U.S. CAPITOLCONTROL ROOMMAPSBALLOT RULESDEBATESPARTY MEMBERS ONLYINDEPENDENTGREENLIBERTARIANLET US IN!Rules? We wrote them.“Two parties. Plenty of choice.”
Parody cartoon by Phil Ratcliff. Two parties, one set of keys.

We’re a melting pot of religions and no religion, ethnicities, genders and a lot of other differences. We should be able to come together as people who believe in freedom, integrity and a land of opportunity: to be who you want to be, for your kids to do better, and to spread freedom to the world without living in fear. The way we vote works against that.

Our system funnels everything into two parties. Voting is a hassle, so a lot of people don’t. We vote on very little, once every year or two. Once someone is elected, they keep the seat for the whole term no matter what they do, unless they’re impeached. And gerrymandering lets politicians draw their own districts, so they pick their voters instead of voters picking them. Along with campaign money, it takes power away from the people.

Independents: a plurality of voters, almost none of Congress

45% of Americans call themselves independents. Before this election, 3 of the 535 members of Congress were.

  • Democrats
  • Independents
  • Republicans
Americans who identify as…Gallup, 2025
Seats in Congress (535)Before Nov 3, 2026

259 Democrats, 3 independents (2 senators who caucus with Democrats and 1 House member), 271 Republicans, 2 vacant seats. The 3 independents are the thin gold sliver.

Sources: Gallup, “New High of 45% in U.S. Identify as Political Independents,” Jan 12, 2026 (2025 average; the remaining 1% gave no answer or another party); Ballotpedia, pre-election makeup of Congress, Nov 6, 2026.

Problem 4

No equal justice

Lady Justice peeks at a rigged scaleCartoon of Lady Justice with her blindfold pulled down, peeking at her scale: one pan holds five ordinary people of different races and incomes and rides high, while the other holds a single rich man in a top hat with money bags, and it sinks.EVERYONE ELSE$$ONE GUY WITH LAWYERS“Blind? I just like to check the scoreboard.”
Parody cartoon by Phil Ratcliff. Lady Justice takes a peek.

There’s no justice anymore. At least that’s how it feels to a lot of people, and in a lot of cases it’s true. If you’re rich, there’s no accountability.

The Epstein files are the clearest example. At first I thought it was overblown. But the long fight over releasing them, and what has come out, point to powerful people in both parties being protected. Rich people shouldn’t get a pass. They have the means to hide, stall and buy their way out, and when they use them, we let it slide.

It isn’t only the rich. Every day people speed, run red lights and roll through stop signs as if the rules don’t apply to them. When people see the powerful get away with anything, they think: if they can do it, I can do it. And the rules aren’t enforced equally. In rural Ohio, a white guy who breaks a traffic rule probably gets away with it, while a minority driver probably gets the ticket. A first DUI with a good enough lawyer probably gets reduced or dropped, while someone who can’t pay gets the DUI.

That’s the heart of it. People only follow the rules when they believe the system is fair. When they don’t, you get anger, a sense that nothing matters, and people who stop voting. I don’t want a police state, which is just as bad as no justice. I want rules that apply to everyone the same way.

Same road, different rules

Across nearly 100 million traffic stops, Black drivers were stopped more, searched more and found with contraband less.

Pulled over

~20% more

Black drivers were stopped about 20% more often than white drivers, relative to their share of the population.

Searched once stopped

1.5 to 2×

Black drivers were searched about one and a half to two times as often as white drivers.

How often a stopped driver gets searched (white drivers = 1)

Yet searched Black drivers were less likely than white drivers to be carrying drugs, guns or other contraband.

Source: Pierson et al., “A large-scale analysis of racial disparities in police stops across the United States,” Nature Human Behaviour, May 2020 (Stanford Open Policing Project, about 100 million stops by 21 state patrols and 29 city police departments).

Problem 5

Wealth that runs away from everyone else

The rich speed off down Easy StreetCartoon of a road to a glowing mountain of gold: far ahead, a rich man speeds off in a red sports car, another carries a delivery box and a third holds up a computer chip, while tired, hungry people sit in the road far behind under a You Are Here sign.$$$$$EASY STREET →YOU ARE HERERENT DUE“Don’t worry, it’ll trickle down. Any day now.”
Parody cartoon by Phil Ratcliff. The ultra-rich head down Easy Street.

The people at the top, or the ones who figured out how to work the system, made themselves far wealthier through lobbying, revolving doors, favors and money in politics. Getting government to set the rules in their favor was the best investment of the last 20 years. Now their fortunes keep growing faster and faster, because nothing balances the scales back.

Raising income taxes alone won’t fix it, because most of their money is wealth, not income. Inequality is the gasoline in this engine: it fuels the unfairness, the broken justice and the bought politics above.

This isn’t communism. I want a more merit-based capitalism, where you can still get rich by building something. Some people did this legally, and I don’t want to jail anyone for using the system as it was. But what happened needs correcting.

Who owns America’s wealth

The top 1% now hold 32.5% of all US wealth, 14 times as much as the entire bottom half of the country combined.

  • Top 1%
  • Next 9%
  • Next 40%
  • Bottom 50%
Share of people
Share of wealth, mid-2026

The bottom half of Americans hold 2.3%, the thin green sliver.

22.8% → 32.5%Top 1% share of wealth, 1989 to 2026
3.5% → 2.3%Bottom 50% share, same period
14×Top 1% wealth vs. the whole bottom half

Source: Federal Reserve, Distributional Financial Accounts, share of net worth by wealth percentile, Q2 2026 vs. Q3 1989 (via FRED, updated Sept 2026).

Sources

All read between Oct 27 and Nov 10, 2026. Election numbers are unofficial until states certify them.

These are Phil’s personal views as a private citizen and are not those of rebel Financial LLC.