ABOUT ME


Originally from Huntington, West Virginia, Phil currently lives in Columbus, Ohio, and is married to Stephanie Ratcliff; a nurse at Nationwide Children’s Hospital. Phil and Stephanie have five beautiful children.

Phil attended the United States Military Academy at West Point and also served in the U.S. Army for over 7 years before deciding to pursue a business career. Phil graduated from OSU with a B.A in history with a minor in computer science and then pursued an M.B.A. from Webster University

Phil has been a financial advisor for over 12 years. He started his career at American Express Financial Advisors in 2003, then moved to AXA Advisors for 7 years before founding rebel Financial LLC in 2013.

Bee Keeping

With 6 active beehives in his backyard, Phil is an avid Bee Keeper. Fresh honey is collected and packaged up each year. You can buy this honey at his rebel Financial office location or at his online store.

Solar Energy

With 6 active beehives in his backyard, Phil is an avid Bee Keeper. Fresh honey is collected and packaged up each year. You can buy this honey at his rebel Financial office location or at his online store.

Family

Stephanie Ratcliff

My wife, one of the best nurses at Nationwide Children's Hospital and "Super Mom!"

Accelerated

My eldest daughter and our super smart "Cat Lady". If you'd like to gift to her 529 instead of buying her more gifts, use this ugift code: L0T-G4U

Accelerated

My second oldest and already our resident video game specialist. If you'd like to gift to his 529 instead of buying him more gifts, use this ugift code: 27L-N91

Accelerated

My third and biggest goofball. If you'd like to gift to her 529 instead of buying her more gifts, use this ugift code: D79-G89

Great

Our youngest daughter and currently serving her, hopefully, last year as admiral of USS defiance fleet rounding out their campaign against the evil forces of her parents. If you'd like to gift to her 529 instead of buying her more gifts, use this ugift code: N7E-73W

Excellent

Our youngest, last and cutest child. If you'd like to gift to his 529 instead of buying him more gifts, use this ugift code: 37C-29S

Here is the last video from the kids birthday celebration

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